Temporary, agency and contract workers

Eligible employees also include agency workers and contract workers (both fixed-term and part-time), many working in sectors that directly employ temporary and contract workers where traditionally pension take-up has been low.

Employers need to plan and budget for pension contributions for staff such as contractors who did not previously qualify for pensions, and may wish to factor this into pay considerations. Any additional costs for paying pension contributions which fall to the organisation that directly pays contract workers (e.g. an agency) will be passed on to employers in higher fees.